Writing is a fun hobby, I enjoy it. The power of persuasion inherent in a well researched, well organized and well written piece can be powerful. It can also help us, personally, to organize our thoughts. But, there is one aspect of technical writing that makes it a bit harder to market your skills. As a technical writer, most of what I have written is proprietary and confidential. Each writer has their own style that reflects their thought processes. So, I decided to create some sample articles to showcase my style, several are linked below.
I studied personal finance at a time when I thought I might want to be a Financial Adviser. In the end, quitting a lucrative tech career for an entry-level, commission-based career wasn’t sensible. So, as my own adviser, my advice was “don’t quit the day job.” Nonetheless, in 2000 I wrote and passed the exams required to sell mutual funds (IFIC) and life insurance (LLQP) in Canada.
I know a young person who went from a lengthy period of unemployment to a frighteningly high income virtually overnight. What might they do with all that new income? The articles linked below provide all the knowledge required, in step-by-step articles, to help you take a proactive approach to personal finance.
Personal Banking • This article explains how to setup a personal banking infrastructure that makes banking easy. It creates a financial flow that allows either manual or automated transactions. I created this exact model within RBC, but the model can be used with any financial institution.
Budgets & Forecasts • We start by tracking and documenting your monthly income and expenses. The results of documenting the month flow on your finances naturally leads to forecasting. Once a person can forecast with confidence, effective budgeting becomes possible. This article also references budgetary guidelines from two reputable sources.
Debt and Savings (coming soon) • What’s the smarter play, paying down debt or contributing to savings? The answer can be simple or complex, depending on your financial situation. This article is a discussion of those options.
Credit and Credit Scores • A look inside the mysterious world of credit agencies and how they report your credit rating to the world. This is the most misunderstood element of personal finance. I spent a couple of years studying the algorithms and testing responses to various financial situations. In the end I wound up with a score of 825 out of 900. Here’s a quick look at how I did it.