I wanted to post an update because I have not stopped using the techniques that I outlined in my previous post. Once I changed my way of conducting business, time was on my side. While I completely forgot about my quest for a very high credit score, the credit bureaus continued to judge me favorably. Below is my credit score today. I’m very interested to see what rate I get when I renew my mortgage this summer. With the Bank of Canada having recently lowered the prime rate, I will likely lock into a five year fixed.